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In response to "I have to assume it's a crazy interest rate. -- nm" by loosilu

The answer depends on credit scores, but Prosper rates start around 7 percent. They can get crazy-high for poor credit.

It's a goodwill site and one we've previously used for debt consolidation about 12 years ago. We had positive experiences with them. Prosper has other competitors like SoFi and Upstart. So, you can rate-shop for the one that works best. Just be aware of potential soft/hard credit checks. I have no idea which does which at this point.

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