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In response to "Lyc, Interest rate update, my HYS account has dropped 10 bps to 4.65% APY. *handwaving freakoutery* -- (edited)" by znufrii

On my last CD renewal, I chose the slightly lower 18 mo term over the 1 year term just to hold onto that rate longer.

In the end, will likely be mostly a wash, but it made me feel like I was making an informed decision.


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