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The level of social hacking, malicious software, and exploiting phone NFC hardware is impressive. NGate Android malware relays NFC traffic

to steal cash.

ESET researchers uncovered a crimeware campaign that targeted clients of three Czech banks. The malware used, which we have named NGate, has the unique ability to relay data from victims’ payment cards, via a malicious app installed on their Android devices, to the attacker’s rooted Android phone.

The primary goal of this campaign is to facilitate unauthorized ATM withdrawals from the victims’ bank accounts. This was achieved by relaying the near field communication (NFC) data from the victims’ physical payment cards, via their compromised Android smartphones by using the NGate Android malware, to the attacker’s device. The attacker then used this data to perform ATM transactions. If this method failed, the attacker had a fallback plan to transfer funds from the victims’ accounts to other bank accounts.


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