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Closing the financial books on August pretty much. For the last three months, net worth (which is still negative overall due to debt) is up 3.8%

June-August has seen a strong stabilization in month-to-month expenses. While there has been marked increase in spending in food and transportation (a few bus trips ended up having to become uber ones), the continued vigilance in other categories along with increase income helped negate those costs.

The forecast for September may include a rate decrease in the Fed, which could translate into marginally lower rates on my debt. Though qualifying for a temporary lower rate in October is predicted to have a much larger impact for the next few quarters.


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