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In response to "I think they are worried about running out of money, which I can see that fear. What are they going to do, start working again at 80 if funds are low? -- nm" by ty97

If someone with no debt, owned property, $70k in expenses, the wherewithal to save $2.5m, another $1m coming, can't make that last 40 more years

Then yes, the superficial answer is that retiring at 60 is irrational.

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