ST Alpha - "A lot comes down to down payments too. People living paycheck to paycheck have to have working vehicles, and don't have a chunk of cash" (Reading a Post)

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In response to "I'm sure that's some of it, but it's also probably some people who just need a car and had to overpay during the pandemic due to lack of supply. -- nm" by Dark Callisto 🦊

A lot comes down to down payments too. People living paycheck to paycheck have to have working vehicles, and don't have a chunk of cash

Posted by Turd Ferguson (aka Jim) Oct 17 '24, 08:46

laying around as a down payment. Perfect world, you save up for that down payment. But when your car shoots craps, you don't have the time to waste - gotta get to work.

And I think dealerships and salesman thrive on that shit.

Responses:

it's also expensive to be poor. longer term loans have higher interest rates; poor credit yields low credit score and high interest rates -- - ☀️ amandachem ☀️ Oct 17, 08:52 2
- yep, what you both said. -- nm - Dark Callisto 🦊 Oct 17, 09:14
- yalp...all that shit. -- nm - Turd Ferguson Oct 17, 09:05

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A lot comes down to down payments too. People living paycheck to paycheck have to have working vehicles, and don't have a chunk of cash

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