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In response to
"It's never too early for spreadsheets. -- nm"
by
Dano
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I mean, arguably you either are or aren't willing and able to pay for the house. intangibles are sometimes more important than spreadsheets.
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I get that mathing affordability is important, but beyond that, what is there? the "if it's not spreadsheet approved, it's crap" is lame and hurts happiness. get an amortization calculator from google sheets and call it a day.
I am a financial analyst for a living and spreadsheet my spending. but the big stuff I tend to trust my gut.
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