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In response to "This is hypothetical - the person I'm referring to didn't get laid off." by kelly

That's messed up

I was still employed when I had the stroke/tumor and 90 days were covered by short term disability, then it's up to the employer. I was terminated, but the company picked up 3 months of COBRA. I currently collect from long term disability. If that was an option at work, that was the way she could have gone. Regardless, I think I'd exhaust all options before literally working myself to death...

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