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"(The financial sector) has at least three serious pathologies � features that can go seriously wrong and derail an economy;

First, the financial sector often acquires or aspires to political power.
Second, the financial sector can obtain disproportionate power over industry.
Third, finance can also go crazy, running up speculative frenzies.

Which kind of financial sector pathologies do we face today? Unfortunately: all of the above.

We need finance, but finance as it currently operates in the United States has become a problem. Yet, with the headline numbers for the economy beginning to improve, the impetus for any real reform of this sector � within the US or internationally � starts to fade. The likely future is: more of the same, at least until we find a Jackson or a Roosevelt."


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