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In response to "I keep a small savings account with a crumby interest rate so that I get free checking and bill pay." by MojaveMeg

oh i have a savings account too that i make sure always has plenty in it to cover any potential overdrafts in checking

but i never quite understood why Wells Fargo thinks that taking $25 a month from savings makes it "free" checking. either you have to put $300 a year into the savings or go to the trouble of shuffling that same $25 back and forth between checking and saving each month

it's easier to just pay 5.00 a month and put whatever i want into savings whenever i have it


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