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In response to "LYC: I am so angry that I have to pay $ 11 to check my credit repor to make sure the hot check writers didn't screw my credit" by Epiphany

Did you already get your free credit report for the year? Also, if this is something that just happened, WAIT.

Things won't show on your credit report for 30-60 days. (Also, things involving checks may not show at all. What happened?)

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