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In response to
"Just to promote critical thinking, do you think the US government created this scheme out of concern for your financial well being when you reach "
by
Loyola
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why do you think it's a scheme? (i know here, in Canada, anything i contribute to my RSP (same sort of thing) i don't pay tax on in that year.
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it's sort of a bonus.
there are limits to what you can put in, but the limits is always way more than i contribute anyway.
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