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In response to
"It does seem like a vehicle to allow ordinary Americans put away their cash and enact such early withdrawl penalties so as to make any application of "
by
Loyola
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I think you are thinking a 401(k) is one thing, when it's something completely different
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But it seems you are stuck thinking it is what you think it is, and you're listening to the arguments we are putting forth to you. So, good luck to you. You worry about your own retirement plans and I'll worry about mine. Or not worry, as my case is.
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