ST Alpha - "It's not a question of it being acceptable to me. you do whatever you want with your money, it's your baby. -- nm" (Reading a Post)

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In response to "Who says we don't? I know it's my money, and I choose to keep it in a 401(k). Is that acceptable to you?" by Mr. Havens

It's not a question of it being acceptable to me. you do whatever you want with your money, it's your baby. -- nm

Posted by Loyola Nov 13 '08, 10:04

(No message)

Responses:

I'm curious. What type of retirement benefits does the Irish government provide? - znufrii Nov 13, 10:07 11
- I believe the Irish have the same kind of thing as a 401(k) but there it's called a Personal Retirement Savings Account -- (link) - Mr. Havens Nov 13, 10:10 1
  - interesting, thanks! -- nm - znufrii Nov 13, 10:13
- Nothing like yours. Although there's talk of some compulsory scheme coming down the line. -- nm - Loyola Nov 13, 10:09 8
  - I see. so basically, you're on your own when it comes to retiring? fair enough. - znufrii Nov 13, 10:11 5
    - Well unless you go for a private pension, under the public scheme you get about $240 a week non contributory, and around $300 contributory. -- nm - Loyola Nov 13, 10:16
    - also, how prevalent are company pensions, still? -- nm - znufrii Nov 13, 10:14 3
      - I would estimate they're dropping in prevalence. -- nm - Loyola Nov 13, 10:17 2
        
        I know they have been in decline here, for quite some time, as companies opt into offering 401(k) plans instead. -- nm - znufrii Nov 13, 10:21
        
        Couldn't be sure though, might look it up as a matter of interest. -- nm - Loyola Nov 13, 10:18
  - so, what do you have? -- nm - Andie - 41 shopping days till X-mas Nov 13, 10:09 1
    - Contributory, and non contributory schemes under the umbrella of PRSI but defined so as not to pass 4% I think at the moment of gross taxable salary. - Loyola Nov 13, 10:12
So why are you getting your panties in a bunch over it? I'm not the one who has a problem with it - Mr. Havens Nov 13, 10:05 3
- I think you missed my tone. -- nm - Loyola Nov 13, 10:09 2
  - If that is the case, then you presented your side very weakly - Mr. Havens Nov 13, 10:10 1
    - :) gee thanks -- nm - Loyola Nov 13, 10:13

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