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In response to "*sigh* There's no hydrant water in Yorba Linda so the homes are just burning to the ground while fireman watch. -- nm" by CrankYanker

That's sad. Hopefully they have very good insurance.

I think I've heard that in some areas the fire risk is so great that insurance companies won't even offer fire insurance - is that true? If so, how do the banks ever muster up the nerve to sign off on mortgages for those areas?

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