ST Alpha - "If she gets her free credit report from the tri-report site, that won't ding her credit score at all. If she *applies* somewhere, that may ding her a" (Reading a Post)

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In response to "STIS: How long does a credit check stay on your credit report?" by kelly

If she gets her free credit report from the tri-report site, that won't ding her credit score at all. If she applies somewhere, that may ding her a

Posted by JaxSean (aka JaxSean) Dec 9 '09, 09:36

point or so.

The actual inquiry stays on there for quite some time.

Responses:

(Though the annualcreditreport.com will only let her see what's on her report, it won't compute the number.) -- nm - Ender Dec 9, 09:38 3
- One of them you can pay additional for that, iirc. -- nm - JaxSean Dec 9, 09:39 2
  - Yeah, but I don't think that gets you your real FICO score, that's the fake Vantage score. -- nm - Ender Dec 9, 09:40 1
    - I was pleasantly surprised by my score as quoted by the auto dealer. I thought it was somewhere in the high 700s, came back as low 800s. - MojaveMeg Dec 9, 09:54

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