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In response to "And when actually applying for credit, multiple applications within a couple weeks of each other only count as one check." by Ender

And if buying a credit score, get it from myfico.com, not the actual credit bureaus.

The credit bureaus will just sell you their fake "vantage" score, which isn't the 300-850 number that everybody actually uses.

There are also a few places where you can maybe get a free credit score. (see link)


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