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Here is a question: a person lives on a houseboat under a bridge. A jumper jumps off the bridge, misses the water, and smashes through the boat's roof

Posted by amanda Dec 22 '09, 09:52

The houseboat owner's insurance pays, right? But do they then go after the jumper for damages? If the jumper dies, do they go after his coverages?

It would seem to me yes. You? Pippy? Isn't this your specialty?

Responses:

don't live under bridges in houseboats.... -- nm - Danedukenuuk Dec 22, 10:07
Sue the hospital. No... wait... that was a Seinfeld episode. -- nm - Fiiiiiiive Cuzzin Todds Dec 22, 10:02
they go after him for damages (assuming the jump was negligent) whether he has insurance or not. obvs the chance of recovery is better if he has - mr. squiggles Dec 22, 09:59 2
- the houseboat owner reports in that it is the *city's* responsibility for not making the bridge jump-proof. what?? - amanda Dec 22, 10:06
- yep. Or a PLUP if you have one (most don't). -- nm - Callisto Dec 22, 10:01
Likely yes to all. -- nm - Callisto Dec 22, 09:53 1
- (but a houseboat policy is probably different than a regular homeowners policy, so there would be complications) -- nm - Callisto Dec 22, 09:54
We are sorry, you do not carry jumper insurance. - Insurance Agent Dec 22, 09:53
What if he's shot on the way down? -- nm - Reagen Dec 22, 09:53 10
- And lit on fire? -- nm - Dano Ho Ho Dec 22, 09:54 9
  - and is wearing a 50 caliber necklace? nm -- nm - groiny Dec 22, 09:55 2
    - and what it he doesn't jump, but is pushed? -- nm - Loosi Lou Who Dec 22, 10:00 1
      - Act of God if God pushed him. -- nm - Loyola Dec 22, 10:01
  - now how likely is *that*? -- nm - Reagen Dec 22, 09:54 5
    - maybe not *lit* but what about spontaneous combustion? -- nm - zork Dec 22, 09:56 2
      - (there was a story yesterday about a dude who lit himself on fire and jumped off a cliff) -- nm - Reagen Dec 22, 09:57 1
        
        I took Dano's post as being lit by someone else on the way down. of course I hadn't thought of flaming arrows or well thrown torches at the time. -- nm - zork Dec 22, 09:59
    - depends how much they hang out with Michael Westen, really. -- nm - Callisto Dec 22, 09:55
    - *watches the beginning of Magnolia again* -- nm - Dano Ho Ho Dec 22, 09:55

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Here is a question: a person lives on a houseboat under a bridge. A jumper jumps off the bridge, misses the water, and smashes through the boat's roof

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