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In response to "Here is a question: a person lives on a houseboat under a bridge. A jumper jumps off the bridge, misses the water, and smashes through the boat's roof" by amanda

they go after him for damages (assuming the jump was negligent) whether he has insurance or not. obvs the chance of recovery is better if he has

insurance, though i'm not sure what type of policy would cover that. homeowner's i suppose

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