ST Alpha - " First Financial Bank now has an annual fee to use their credit card. $15 if your balance is below $1000, and $35 if above." (Reading a Post)

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First Financial Bank now has an annual fee to use their credit card. $15 if your balance is below $1000, and $35 if above.

Posted by James Bond (aka Igor) (aka Igor) Feb 15 '10, 10:21

Screw that.

However, every time charge it I can call and they will waive it. WTF?
I think this was one of my first card credits I received. So if I cancel it then my credit score will go down a bit from what I hear.

Responses:

Even if you keep a zero balance, I'd fire 'em. Yes, you'll take a temporarly credit score hit, but to stick with a company you don't like is worse. -- nm - Qale Feb 15, 10:28
unless your credit already sucks or you badly need a cheap loan soon, it won't affect it enough to matter. -- nm - Reagen Feb 15, 10:24
just pay it off, keep it at zero. no charges then, right? -- nm - Andie Feb 15, 10:24 5
- No, still $15 if balance under $1k -- nm - James Bond (aka Igor) Feb 15, 10:24 4
  - it's kinda scuzzy but $15 a year? really?? -- nm - poochinski Feb 15, 10:25 3
    - Dude.. why do I want to pay to use a credit card. I have other cards that are free. Plus their interest rate is 26.90%. -- nm - James Bond (aka Igor) Feb 15, 10:27 2
      - that interest is what should concern you, not $15. And if they offer things like insurance, etc, $15 is not a big deal. -- nm - Andie Feb 15, 10:28
      - then cancel -- nm - poochinski Feb 15, 10:28
Closing older established accounts can give your score a hit. - Cuzzin Todd Feb 15, 10:23

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First Financial Bank now has an annual fee to use their credit card. $15 if your balance is below $1000, and $35 if above.

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