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Posts: 153
In response to
"
Is there anything wrong with this plan? I'm really bad at money.
"
by
Dano
Any balances on the other 4 cards?
Posted by
Redmond, Gemma fan! (aka redmond)
May 25 '10, 18:08
If so move those balances to the Citi care and use THOSE in case of an emergency.
Responses:
Some balance. I'm a little under 50% of my total credit limit I believe. Student loan is the only other debt I currently have. -- nm
-
Dano
May 25, 18:11
1
Move all those balances to the new card. You are saving money. You can also use the savings to help pay that card off faster.
-
Redmond, Gemma fan!
May 25, 18:12
BTW if anything your credit rating will go up (assuming you haven't got all those cards in the last year) because
-
Redmond, Gemma fan!
May 25, 18:09
3
It's been at least five years since I've gotten a new card. -- nm
-
Dano
May 25, 18:13
1
If there is no annual fee I would get it. -- nm
-
Redmond, Gemma fan!
May 25, 18:13
agreed. -- nm
-
loosilu
May 25, 18:10
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