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Coworker broke even on an 8 month trade in of his CRV. Now he's got be thinking. I could do the same on my Cobalt

Owe $6.5k, blue-book trade in value is around $7k. Really tempting although I know I wouldn't get as good of a payment (got a really good deal on this originally) and I'd reset my "loan clock" to 5 years but the $16k Kia Soul+ looks really nice at 2.9% APR

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