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In response to "are you sure you are not forgetting something yourself? put it in a savings account for a couple years till the statute of limitations on stupidity " by zeitgeist

Yeah, it's pretty cut and dried, in return for them lowering the price of the house (to get it under 124k and a different loan category) I would pay..

..some of the closing costs normally done by the seller. I got the lower price and was not charged any closing costs. The seller paid all of those.

So I got a lower price than I originally offered at, plus I didn't pay any of the closing costs.



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