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more serious answer with made up numbers: can you like, show them that they need, say, $50k for liabilities off the rip...

so its really a guaranteed $25k floor with up to $125k on top, or a guaranteed $75k over and above things they need to pay off? or something like that?

something to illustrate that the first $50k is more important than the second $50k is more important than the third and so on.


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