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In response to "Should I re-fi to a 15-year mortgage if the payments are at the top of my comfort range? If I refi to another 30-year, the lower payments mean I can " by mara

you can currently make a higher payment each month with no penalty? are the interest rates comparable?

if the interest rate doesn't change, and you can pay more with no issue, i wouldn't refinance because there will be fees involved I assume?

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