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Posts: 162

Credit card question - J Jan 6, 14:03 15
- It depends. You should (a) have some credit card debt, and make payments, (b) don't have too high of a balance if you can help it, - JaxSean Jan 6, 14:10 3
  - i would say you don't need to carry a 'balance' at all. use them and pay them off monthly. interest is just money going to *nothing*. -- nm - Andie Jan 6, 14:14
  - I do want to keep one just in case -- nm - J Jan 6, 14:12 1
    - you have to have a credit card, you just do. - Andie Jan 6, 14:14
- Frankly, this is one of the areas where the government needs to force greater transparency to protect consumers. -- nm - ty97 Jan 6, 14:09
- Thanks, thought that was the way to go -- nm - J Jan 6, 14:08
- Make a difference on what? Your credit score? - TWuG Jan 6, 14:05 4
  - canceling cards has a big effect on your credit score, afaik -- nm - y kant pixie read Jan 6, 14:06 3
    - I've failed to find a clear answer on this. I believe canceling older cards can hurt you (because average age of credit drops) - ty97 Jan 6, 14:08 1
      - It also hurts because it affects the percentage of your credit that you're using, and that's a big factor. - Ender Jan 6, 14:23
    - It certainly can. I think the bigger a % of your available credit they represent, the bigger the hit. -- nm - TWuG Jan 6, 14:07
- pay it off asap, only use it once or twice a year. -- nm - zeitgeist Jan 6, 14:04
- what they said. -- nm - loosilu Jan 6, 14:04
- do not cancel. pay it down -- nm - Remlik Jan 6, 14:04
- pay it down and don't cancel -- nm - y kant pixie read Jan 6, 14:04
Katy Perry to guest star on HIMYM - amoxy Jan 6, 14:02 2
- ~ I Kissed your Mom, and I liked it ... ~ -- nm - i'm not dead yet ! Jan 6, 14:14
- WOOHOO!!! -- nm - Spawn Jan 6, 14:02
tots are good though. yum, tots -- nm - y kant pixie read Jan 6, 13:58 2
- This is right below a Katy Perry thread. I did NOT read "tots" -- nm - ty97 Jan 6, 14:05
- Cool thing Napoleon (nm) - amoxy Jan 6, 13:59
DMM: Decide My Music. I might want to add variety to my hair band station on Pandora. Suggestions welcome. - con_carne Jan 6, 13:56 27 1
- Sick Puppies, Default, 3 doors down - these are not very heavy but rockish -- nm - Epiphany Jan 6, 14:08
- "Sunless Saturday", Fishbone -- nm - TFox Jan 6, 13:59
- Transplants, Huey Lewis and the News, Ubiquitous Synergy Seeker, new Social D comes out soon -- nm - J Jan 6, 13:58 1
  - Social D is great. They've gotten better as their career has progressed. -- nm - con_carne Jan 6, 14:08
- Tesla. -- nm - Spawn Jan 6, 13:58 7
  - It plays a lot of Tesla and Ratt already. Looking for something else. - con_carne Jan 6, 13:59 6
    - Stranger Than Paradise, Dirty Love. -- nm - Spawn Jan 6, 14:02
    - Dokken, Lynch Mob -- nm - Remlik Jan 6, 14:00 3
      - Poll do over. :) Looking for music that *isn't* hair band, pls. -- nm - con_carne Jan 6, 14:01 2
        
        ah. Concrete Blonde. Alabama 3 (sopranos theme) -- nm - Remlik Jan 6, 14:04
        
        I understood, man. - Spawn Jan 6, 14:02
    - Nelson! After The Rain -- nm - y kant pixie read Jan 6, 14:00
- Daft Punk -- nm - JaxSean Jan 6, 13:58
- Bryan Ferry & Roxy Music - the song - More Than This -- nm - JenBro Jan 6, 13:57 12
  - sorry - didn't mean as "hair band" Con Carne - I just like them - and this song in particular - it makes me happy. -- nm - JenBro Jan 6, 14:09
  - i never thought of Bryan Ferry as a 'hair band.' -- nm - Andie Jan 6, 13:59 6
    - Reread. -- nm - Spawn Jan 6, 13:59 5
      - okay, but, that's not really a 'hair band' station, then, right? -- nm - Andie Jan 6, 14:00 4
        
        Right, it's currently a hair band station, but he wants to expand its scope. -- nm - mara Jan 6, 14:02 2
        
        This -- nm - con_carne Jan 6, 14:06
        
        venn diagram man is never around when you need him -- nm - y kant pixie read Jan 6, 14:03
        
        con_carne misspoke. he doesn't want to add variety to the hair band station. he wants to add variety to Pandora with another station. -- nm - TFox Jan 6, 14:01
  - hair bands! -- nm - y kant pixie read Jan 6, 13:58 3
    - You are dumb. -- nm - Spawn Jan 6, 13:59 2
      - i read it is that he wants a greater variety of hair bands, dumbass -- nm - y kant pixie read Jan 6, 14:00 1
        
        What part of "I prefer something in the rock oeuvre." makes it something you can not understand? -- nm - Spawn Jan 6, 14:01
- Ratt -- nm - y kant pixie read Jan 6, 13:57
sitwap - torchlight is coming to xbox -- nm - Truman Jan 6, 13:56
are you conquering your debt like the rest of america supposably is? -- (link) - y kant pixie read Jan 6, 13:52 21
- yes -- nm - Epiphany Jan 6, 14:07
- I have no debt, haven't had debt for years. (That changes tomorrow, I guess, but it's good debt) -- nm - ty97 Jan 6, 14:06
- lots of mortgage debt but none otherwise -- nm - stewie Jan 6, 14:05
- Last year (geez maybe 2 years ago) I emptied my savings and paid off my credit cards so I didn't pay almost 100 a month in interest -- nm - zeitgeist Jan 6, 14:04
- I've been debt-free for a few years now. Feels nice. - howie Jan 6, 14:02
- Also debt free but only since last year when we retired our home mortgage. - TWuG Jan 6, 14:01
- I added 150K in debt in 2010. Of course I also bought 2 houses. - ceregon Jan 6, 14:00 1
  - soak them rentin bitches! -- nm - y kant pixie read Jan 6, 14:01
- Supposedly. And yes, pretty rapidly, lately. -- nm - Dr.Vermin Jan 6, 13:59
- Debt Free since about '07. - Mel Profit Jan 6, 13:58
- I've knocked a little down, better than usual. -- nm - Qale Jan 6, 13:56
- That was New Year's resolution Jan 2008. Got it done in June of that year. Debt free since. -- nm - Diva Jan 6, 13:55 2
  - Awesome! -- nm - ty97 Jan 6, 14:07
  - diva doesn't trifle -- nm - y kant pixie read Jan 6, 13:58
- I've never had any real debt. -- nm - mara Jan 6, 13:55
- yep, recovering a good pace from unemployment. -- nm - loosilu Jan 6, 13:54
- Yep. Already down 75% from the top. I only use my Amex card now and pay if off every month. -- nm - not2fast Jan 6, 13:53
- no. -- nm - TFox Jan 6, 13:53
- yup. CCs have Christmas on them which will be paid off this month. -- nm - Spawn Jan 6, 13:53
- what debt? -- nm - Truman Jan 6, 13:52
- bit by bit. - znufrii Jan 6, 13:52
Pacmap looks like an awesome app -- nm - Truman Jan 6, 13:49
how about when people owe you money and 'forget' to pay you. You ask them about it and they're all like 'oh - do you need it?'. - Diva Jan 6, 13:43 29
- We lent my BIl $500 a few months ago to help with their mortgage bill when they were having some issues. - JaxSean Jan 6, 13:57 4
  - it's not a lot of money by any means, but she made such a big damn deal out of it in the first place I'm surprised she conveniently 'forgot' - Diva Jan 6, 13:59 3
    - I'm not sure what's worse: lending money to family or a friend. -- nm - JaxSean Jan 6, 14:01 2
      - Probably family. I have a sister who owes everyone money. We know we're never getting it back. -- nm - Diva Jan 6, 14:04
      - I've done both. With family I don't expect it back whether I want it or not. - TWuG Jan 6, 14:03
- Never lend money. - Spawn Jan 6, 13:54 4
  - *cracks knuckles* -- nm - Remlik Jan 6, 13:58 3
    - Or CDs. Or games. Or games systems. - Spawn Jan 6, 14:04 2
      - I lent my copy of Battle Royale to a friend 4 weeks ago, and I fear I will never get it back. - TFox Jan 6, 14:07 1
        
        Well, Remlik would have gotten two of those things back NYE, but he wussed out on us. -- nm - Spawn Jan 6, 14:08
- Is Diva going to have to choke a bitch? -- nm - not2fast Jan 6, 13:52
- I say. Yes. Yes I do. I ahve a strip club I have to go to. -- nm - Remlik Jan 6, 13:50
- " need it?" as much as you did when you borrowed it -- nm - Epiphany Jan 6, 13:49
- Is this who I think this is? - Mel Profit Jan 6, 13:46 1
  - I think it's your fiancee. -- nm - loosilu Jan 6, 13:55
- "oh, do you need my foot up yo ass?" -- nm - y kant pixie read Jan 6, 13:46
- passive aggressive renter bullshit, right there. -- nm - TFox Jan 6, 13:46 3
  - she actually owns, but Grandma gave her the down payment. -- nm - Diva Jan 6, 13:48 2
    - how do morons like that get to own, and I don't? -- nm - loosilu Jan 6, 13:56 1
      - Grandma. -- nm - Diva Jan 6, 14:00
- Yes I need it right away bud. -- nm - Loyola Jan 6, 13:46 2
  - I said 'no, I don't need it. I just want it.'. -- nm - Diva Jan 6, 13:48 1
    - That'll do. -- nm - Loyola Jan 6, 13:50
- 'irks'. -- nm - Diva Jan 6, 13:45
- shoot them once in the foot. - znufrii Jan 6, 13:45 4
  - [deleted] 3
    - hmmm? - znufrii Jan 6, 14:00 2
      - [deleted] 1
        
        In any case I still have no idea what you might be referring to. -- nm - znufrii Jan 6, 14:05
I'm not sure it was the wisest move in the world for Obama to appoint a JP Morgan banker as his chief of staff. - Loyola Jan 6, 13:38 9
- (spoiler) - stewie Jan 6, 13:53 1
  - I don't doubt it, but for electoral purposes you expect a semblance of effort in political appointments to at least disguise that fact. -- nm - Loyola Jan 6, 13:56
- Watch Inside Job -- nm - con_carne Jan 6, 13:51
- why should 2011 be any different from the first two years? -- nm - y kant pixie read Jan 6, 13:48
- keep something something closer. -- nm - Amy Jan 6, 13:43 3
  - I'm not really sold on the idea that Wall Street is Obama's enimienimeinemy. After all, they're the ones who not only started the fire but were first - Qale Jan 6, 13:56 2
    - they certainly loved giving him money to run for president -- nm - y kant pixie read Jan 6, 13:57 1
      - Well, I believe they gave plenty of money to both parties, as usual. -- nm - Qale Jan 6, 14:25
- he knows where the money is buried -- nm - zeitgeist Jan 6, 13:43
mmm . . . grilled cheese food truck day -- (link) - y kant pixie read Jan 6, 13:37 14
- yummy! -- nm - znufrii Jan 6, 13:43 1
  - I love the idea of the mac and cheese grilled cheese sandwich...brilliant. -- nm - znufrii Jan 6, 13:46
- what are you doing at Beverly Hills Porsche? -- nm - crash davis Jan 6, 13:42 3
  - that's where they parked the truck - y kant pixie read Jan 6, 13:45 2
    - Be nice to your fellow writers -- nm - con_carne Jan 6, 13:50
    - I thought maybe you were buying a car -- nm - crash davis Jan 6, 13:46
- so - you got the cheddar with turkey and avocado right? -- nm - JenBro Jan 6, 13:40 7
  - no, just the regular american. this is why i hate LA food sometimes. you'd think they would know just to buy some Campbell's creamy tomato and - y kant pixie read Jan 6, 13:43 6
    - "basil it all up" ? that's so funny ... but yes - for once I will concur - sometimes - you just want tomato soup damnit -- nm - JenBro Jan 6, 14:03
    - I blame the Food Network. Even simple things have to have some sort of spin or "vision" now. -- nm - con_carne Jan 6, 13:49
    - heathen -- nm - crash davis Jan 6, 13:45 3
      - i know! everyone knows that the right tomato soup with a grilled cheese is Campbell's creamy -- nm - y kant pixie read Jan 6, 13:46 2
        
        yuerrk! -- nm - znufrii Jan 6, 13:47
        
        agreed -- nm - Epiphany Jan 6, 13:47
sitwap: Star Wars Blu Ray Complete series $90 at Amazon.... -- (link) - Remlik Jan 6, 13:37 4
- I am waiting for the Blu-Ray 3D version - amoxy Jan 6, 13:39 3
  - I suspect.....4th quarter of 2012 -- nm - Remlik Jan 6, 13:40 2
    - why would they announce two years in advance? -- nm - y kant pixie read Jan 6, 13:53
    - Maybe December 22, 2012? -- nm - amoxy Jan 6, 13:40
Old and busted: trailer mashups. New hotness: recutting trailers to Inception's trailer music. -- (link) - Reagen Jan 6, 13:35 [youtube] 3
- Dumb & Dumber! -- (link) - Dr.Vermin Jan 6, 13:44 [youtube] 1
  - Futurama! -- (link) - Dr.Vermin Jan 6, 13:44 [youtube]
- cool! -- nm - Remlik Jan 6, 13:40
I was sorting through bargain books two days ago and picked up a Jonathan Waxman cookbook, if you remember him from Top Chef Masters -- nm - crash davis Jan 6, 13:30 3
- Niiiice ... when I go bargain hunting - vintage cookbooks are always a fun find! -- nm - JenBro Jan 6, 13:41 2
  - again with the hunting -- nm - y kant pixie read Jan 6, 13:49 1
    - it's posts like these that make me adore you Pixie - feels good to laugh and smile after bawling most of the afternoon over my co-workers kitty - JenBro Jan 6, 14:19
JaxSean, if you're happy with the one you have, there's no reason to upgrade. - David Jan 6, 13:29 1
- ok thanks. I was wondering if I was missing some new feature. -- nm - JaxSean Jan 6, 13:33
"Lets make this meeting quick. I've got someone in the car." -- nm - crash davis Jan 6, 13:27 1
- "Oh?" ... "In the trunk." ... "Ah." -- nm - Beryllium Jan 6, 13:30
Top Chef spoil poll? - Jovian Jan 6, 13:27 5
- mine - JenBro Jan 6, 13:42
- spoilers - David Jan 6, 13:30 1
  - I agree with the first 2. No way on the third IMO. -- nm - MDH Jan 6, 13:35
- spoils - Kim Pine Jan 6, 13:28
- I'll know more after the promised Marcel-Dale knife fight -- nm - crash davis Jan 6, 13:28
Cumbersnatch! -- nm - Spawn Jan 6, 13:26 4
- Steven Moffat put some spoiler words on facebook. One of them was Adler!!!! yay!! And Hound and Reichenbach. -- nm - Amy Jan 6, 13:43 3
  - Niiice. - Spawn Jan 6, 13:45 2
    - Did you see my mail (sorry ST)? -- nm - Amy Jan 6, 13:46 1
      - cool. do it. -- nm - Spawn Jan 6, 13:52
And you know what ELSE? -- nm - Dr.Vermin Jan 6, 13:26
Just one of the reasons Lionel Messi is the greatest soccer player in the world; He's incapable of diving apparently; -- (link) - Loyola Jan 6, 13:25 [youtube] 3
- I love him to pieces (obviously) but he does dive occasionally. -- nm - celedhring Jan 6, 13:39 2
  - This soccer video is hilarious! -- (link) - Loyola Jan 6, 13:41 [youtube] 1
    - This is awesome. - celedhring Jan 6, 13:44

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