ST Alpha - "It depends. You should (a) have some credit card debt, and make payments, (b) don't have too high of a balance if you can help it," (Reading a Post)

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In response to "Credit card question" by J

It depends. You should (a) have some credit card debt, and make payments, (b) don't have too high of a balance if you can help it,

Posted by JaxSean (aka JaxSean) Jan 6 '11, 14:10

(c) and don't have too many credit cards.

In other words, have a few cards with sane limits and small balances on them.

Responses:

i would say you don't need to carry a 'balance' at all. use them and pay them off monthly. interest is just money going to *nothing*. -- nm - Andie Jan 6, 14:14
I do want to keep one just in case -- nm - J Jan 6, 14:12 1
- you have to have a credit card, you just do. - Andie Jan 6, 14:14

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