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I don't know...we own a house and it's pretty simple. You get a form with your interest statement and you enter the amount. And from irs.gov:

Items not added to basis and not deductible. Here are some settlement and closing costs that you cannot deduct or add to your basis.
Fire insurance premiums.

Charges for using utilities or other services related to occupancy of the home before closing.

Rent for occupying the home before closing.

Charges connected with getting or refinancing a mortgage loan, such as:

Loan assumption fees,

Cost of a credit report, and

Fee for an appraisal required by a lender.

So, you cannot deduct the closing costs. Easy peasy!


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